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Dear Investor, A & D Property Investors, LLC markets to buy homes each month and has been in business since 2004. We are a team of professional real estate investors with experience restoring properties to immaculate condition. This is our trademark touch that makes it effortless for both prospective leaseholders and buyers to decide to either rent or purchase our homes. When we pay cash for a house, we usually include private lenders instead of using our own funds or bank loans. Since we get a very high return on our own cash, we can offer our private lenders a high yield when we use their money to fund our new deals.
Maximun loan to value is 85%. That means we will only borrow up to $85,000 on a $100,000 property. The money we borrow is secured by a 1st note and mortgage. Our investor gets 9.00% interest. Monthly payments include principal and interest, or can be interest only depending upon your desires. Interest only payments will keep 100% of your principal working for you. Most loans have a balloon payment due in 1 to 7 years. The term is decided by you. Sometimes we borrow offering a 2nd mortgage. For example, given the same $100,000 property above, if there is a first mortgage for $50,000, then we can offer our investor a second mortgage of (up to) $35,000. In the case of a second position, we pay 11.00%.
All private lenders get:
We pay all costs involved to close the transaction. There is no cost to you as the investor. Before you invest, we would first discuss how much of your capital you are looking to commit and for how long. We would then look for a deal that will meet your criteria. Once I locate the right property, I call you, give you all the details and then you decide whether to participate or not. There's never any obligation until after you approve the deal. We never co-mingle or pool funds together. One investor... one note and one mortgage. When you decide on a deal, you’ll send your funds directly to the closing agent at a local title company when we’re ready to close. We never accept your funds directly. All the houses used as collateral will be located throughout the desirable Lehigh Valley and up and coming Carbon County regions of Pennsylvania. Most of my private lenders currently include my family members, seasoned business contacts, and previous sellers I have bought property from. Only recently have I opened this to others visiting our website. To learn more, or to be added to our private investor list, please call or submit this form. Your questions are always welcome. Sincerely,
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HERE'S MORE INFORMATION...
A bank CD paying 4.25% will grow to $11,371 in 36 months for a gain of $1,371. Anthony Capobianco |
